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Fargo is based on true events that occurred in Minnesota in 1987 with the names changed to protect the victims, Jerry works in his father-in-law’s car dealership and has gotten himself in financial problems, He tries various schemes to come up with money needed for a reason that is never really explained,

It has to be assumed that his huge embezzlement of money from the dealership is about to be discovered by father-in-law, When all else falls through, plans he set in motion earlier for two men to kidnap his wife for ransom to be paid by her wealthy father [ who doesn't seem to have the time of day for son-in-law ], From the moment of the kidnapping, things go wrong and what was supposed to be a non-violent affair turns bloody with more blood added by the minute, Jerry is upset at the blood shed, which turns loose a pregnant sheriff from MN who is tenacious in attempting to solve the three murders in her jurisdiction.